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The Molly & Claude Team

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Extending mortgage period could keep payments in check even as rates rise

June 20, 2022 by Claude Jobin Leave a Comment




City News Everywhere presents a blog post by Craig Wong of the Canadian Press addressing the option of extending your mortgage period as interest rates rise. A potentially interesting option – but one that comes with a price. Details here.

Filed Under: From the Blog Tagged With: Mortgage Rates

Higher interest rates and mortgages What do they help and hinder

June 2, 2022 by Claude Jobin




In light of the Bank of Canada’s hike of the mortgage rates – the most recent increase being just yesterday (June 1) CTVNews.ca has put together a good blog post on factors to consider when looking at fixed vs variable mortgage rates. Click here for the blog post and the video.

Filed Under: From the Blog Tagged With: Mortgage Rates

What You Need to Know About Inflation and Real Estate

April 21, 2022 by Claude Jobin




CREA Café brings up a post on the subject of inflation. First off how inflation has been spoken of in recent times, what inflation is, how we track it, and its effect on housing.

Filed Under: From the Blog Tagged With: Mortgage Rates, Real Estate News

Resolutions for Buying First Home in 2022

December 19, 2021 by Claude Jobin




ApartmentTherapy (admittedly American) has put together a list of things to do to help you prepare to buy your first home in 2022. Contact the Molly & Claude Team for additional guidance on the process. We can help you buy next week, next month, or next year. We can educate you on the process and the selection of properties that suit your lifestyle and your budget.

Filed Under: From the Blog Tagged With: Mortgage Rates, Real Estate News

How Well Do You Know These Real Estate Terms?

September 20, 2021 by Claude Jobin




We all like to think we’re real estate experts! Most of us keep up to date with trends and news about the housing market, but how much do we really know about the home buying process? While it’s always important to use a REALTOR® when buying or selling a property, knowing about the different terms along the way can help you feel more comfortable during the buying or selling process.

Think you know a lot about real estate terms? Take this quiz, created by Meagan Kelly for Realtor.ca, to see if that’s true!

Click here to start.

Filed Under: From the Blog Tagged With: Mortgage Rates

The Average New Ottawa Mortgage was 64k Bigger Last Quarter than a Year Earlier

September 5, 2021 by Claude Jobin




Equifax Canada reports an average increase of 21.4 percent on mortgages this year to last years. Read more here.

Filed Under: From the Blog Tagged With: Mortgage Rates

New CMHC Rules

June 13, 2020 by Claude Jobin





Phil Soper, CEO of Royal LePage, speaks with Financial Post’s Larysa Harapyn about the CMHC’s new rules and their effect on first-time homeowners, as well as the effect of immigration restrictions on the market.


Filed Under: From the Blog Tagged With: Mortgage Rates, Real Estate News

Mortgages / COVID-19 Virus

March 23, 2020 by Claude Jobin





The government has announded that it will launch a revised Insured Mortgage Purchase Program (IMPP) through the Canada Mortgage and Housing Corporation (CMHC) to assist consumers with the challenges posed by the COVID-10 Virus. The big six banks meanwhile will allow 6-month mortgage payment deferral.


Filed Under: From the Blog Tagged With: Health, Mortgage Rates, Real Estate News

Change is Coming to Mortgage Stress Test

February 20, 2020 by Claude Jobin





Ottawa will be bringing change to the mortgage stress test in April 2020. As stated in Ottawa Matters: Finance Minister Bill Morneau says the government wanted to make the stress test more dynamic to market conditions.


Filed Under: From the Blog Tagged With: Mortgage Rates

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List your Ottawa area condo for sale with…

The Molly & Claude Team Realtors - we specialize in condos. We will help you sell your condo, help you obtain the highest price, and protect your investment.

The complete resource of condos for sale or rent in Ottawa

Search by neighbourhood, street, building type or price. Click on Google map for help! Molly & Claude Team Realtors.

In constant evolution, and evolving quickly to being the source of all Condos for Sale in Ottawa. We are continuously updating the properties and the pertinent information concerning these condos.

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Keep checking for updates... In the interim should you have a question you may contact Molly Hoyle, or Claude Jobin:

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List your Ottawa area condo for sale with the Molly & Claude Team Realtors - we specialize in condos. We will help you sell your condo, help you obtain the highest price, and protect your investment.

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Thanks!

For being customizable! Julie

Claude and Molly are truly amazing!

I live very far out of town and needed an Ottawa real estate agent after my father died.
I picked them after looking online.

Well I picked the right ones! They were and are extraordinary. Because I live so far away our family needs for cleaning the house out and getting it ready to sell were huge, and to me, insurmountable.

I couldn't have done it without them, and to top this off, they are friendly and just great people. Thank you so much Claude and Molly.

All the best, Rachel


You’re fantastic!

Allan

A huge Thank YOU

You did a yeoman's service with helping us find and buy our house.
We are so grateful for your insights and patience.
It was a big learning curve (and I am still trying to figure out why milk is in a bag . . .) I look forward to hanging out, I mean possibly working with you when I arrive here full time;-) In the meantime, thank you again from us both. Arica and Eric

Fortunate indeed to have met Molly Hoyle

Over the past couple of weeks we were very fortunate indeed to have met Molly Hoyle.
We were selling our home and Molly brought her client to view it knowing it would be a home that they would be interested in....which by the way they were as they did end up purchasing. It was our fortunate luck that we met Molly through this endeavour. My husband and I were selling our house with Grapevine and as we are not experienced sellers there were a few times we were very close to just taking it off the market and staying here. Her experience, knowledge, kindness to us, her understanding that this was a difficult decision especially for my husband made the whole difference for us. Molly's professionalism and expertise, her ability to 'walk a fine line' while working for her client and yet to be so kind and gentle with us was amazing. We feel the whole experience gave us the opportunity to meet and talk with Molly and to value her knowledge. You can be assured that we will highly recommend her to any of our friends who need a conscientious, honest, trustworthy realtor. Sadly we will miss talking with Molly but we only wish her the very best in the future and say 'thank you Molly' for all her help and support. Sincerely, Lenore and Ralph

I really appreciate your hard work,

I will refer you and Molly to friends and family if they are looking to sell. Yana

About Us

Molly Hoyle Sales Representative
Claude Jobin Représentant des ventes

E-Mail

claude@claudejobin.com




Phone / Address

Phone: 613.804.7979
1723 Carling Avenue
Ottawa, Ontario


  • CONDOS:
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  • in the South
  • in the West

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Testimonials

Claude and Molly helped me find the home of my dreams. They were patient with all my requests, came up with the right listings to view, and were invaluable in the negotiations for the property we finally bought. thanks!